Apple Advantage Checking

EACH MONTHLY QUALIFICATION CYCLE:

• Have at least 15 debit card purchases post and clear
• Have at least one direct deposit or automatic Apple River State Bank loan payment
• Receive eStatements

*5.12% Annual Percentage Yield (APY) paid on balances between one penny and $20,000, and 0.05% APY paid on all amounts above $20,000 each cycle the minimum requirements are met. If you do not meet the requirements per cycle, your account will still function as a free checking account earning 0.01% APY. Rates as of July 1, 2023. We may change the interest rate and APY at any time after the account is opened. No minimum balance is required. Available to personal accounts only and limited to one account per customer. Fees could reduce earnings.