Apple Advantage Checking

The Apple Advantage checking account is a free checking account which offers a high rate of interest!

THE APPLE ADVANTAGE CHECKING OFFERS:

• 5.12% APY* On balances up to $20, 000.00.
• 0.05% APY* on balances over $20,000.00.
• 0.01% APY* if qualifications are not met.
• Complimentary FREE Debit Card upon account opening.

EACH MONTHLY QUALIFICATION CYCLE:

• Have at least 15 debit card purchases post and clear.
• Have at least one direct deposit or automatic Apple River State Bank loan payment.
• Receive eStatements.

TERMS AND CONDITIONS:

• 5.12% Annual Percentage Yield (APY) paid on balances between one penny and $20,000.
• 0.05% APY paid on all amounts above $20,000 each cycle the minimum requirements are met.
• If requirements are not met, your account will still function as a free checking account earning 0.01% APY.
• Rates as of July 1, 2023. Interest rate and APY may change at any time after the account is opened.
• No minimum balance is required.
• Available to personal accounts only and limited to one account per customer.
• Fees could reduce earnings.