Deposit services are usually taken for granted in this age of banking competition. We believe, however, that this product is at the core of banking and meeting customer needs. We pride ourselves on accurate service, competitive rates, and personal attention to your account.
Savings Accounts at Apple River State Bank help to ensure a secure future for you and your family. When you regularly save even a small amount, you create a “nest egg” that can grow to thousands of dollars over the years. We believe that small savers should receive a competitive interest rate also, so our Savings Account pays a very attractive interest rate. There is no minimum balance required to earn interest.
The Premium Money Market account earns bonus interest rates according to your balance; the larger the balance, the higher the rate earned. Call any of our locations for current rates.
The Elite Money Market account rewards you with easy access and consistently high yields yet doesn’t compromise the safety of your investment.
Our Christmas Club Savings Account is a great way to save for the holidays!
Please call for additional savings account details.
We offer IRA's that may have various tax benefits for customers. The range of investments available for your IRA are very comprehensive and flexible for every age, investment objective and risk tolerance.
Health Savings Account (HSA) provide individuals a way to save for future medical expenses with tax-free deposits.
You can start a Health Savings Account (HSA) at Apple River State Bank. To qualify for a Health Savings Account (HSA) you must be under age 65 and carry a high deductible health insurance plan.
We offer a wide range of terms on our Certificates, and all pay highly competitive rates of interest. Interest can be paid by adding it back onto the certificate, transferred to another account or paid by check.
We offer automatic transfer of funds at no additional charge.
Although we offer free checking, many customers appreciate the convenience of using their VISA Check Card to pay for purchases. The amount is taken directly from your Checking Account and reflected on your Checking Account statement. We also offer the traditional ATM card that allows you to get cash at hundreds of locations nationwide.
We offer a selection of Safety Deposit boxes for storing your valuables, and conveniently located Night Depository for after-hours banking.